Travel insurance is a vital aspect to booking a holiday, giving you protection against unforeseen circumstances that could otherwise spoil your holiday. It is important that you purchase travel insurance that properly covers your participation in whatever activities you may undertake at the time that you make your booking. To assist you with this, we have arranged competitive travel insurance from Travel & General insurance Company plc to specifically meet your needs on your holiday.
To arrange cover simply call us on 0845 094 8871
The schedule of the cover below sets out a summary of the cover provided by our tailored insurance. The cover is underwritten by Travel & General Insurance Company plc, except for Section K (Legal expenses), which is underwritten by DAS Legal Expenses Insurance Company Limited. Both insurers are authorised and regulated by the Financial Services Authority.
Single trip policy
Schedule of cover |
Section |
Sum insured per person |
Excess per person |
Standard cover |
A Cancellation
Curtailment |
Up to £5,000
Up to £5,000 |
£50
£50 |
B Emergency medical repatriation and
associated expenses abroad
Hospital benefit |
Up to £5,000,000
£20 for each 24 hour period to a maximum of £500 |
£50
Nil |
C Emergency assistance in the UK |
Up to £2,000 |
£50 |
D Personal accident |
Up to £25,000 (age limits apply) |
Nil |
E Delayed departure
Abandonment
Travel delay
Missed departure
Missed connection |
Up to £5,000
£20 first 12 hours and £10 each subsequent 12 hours to maximum of £100
Up to £1,000
Up to £1,000 |
£50
Nil
£50
£50 |
F Personal possessions
Single item limit
Valuables limit
Delay baggage (after 12 hours)
Travel documents |
Up to £2,500
£400
£500
Up to £100
Up to £500 |
£50
Nil
£50 |
G Personal money |
Up to £250 |
£50 |
H Hijack |
£50 for each 24 hour period to a maximum of £500 |
Nil |
I Mugging |
£50 for each 24 hour period to a maximum of £500 |
Nil |
J Personal liability |
Up to £2,000,000 |
£250 |
K Legal expenses |
Up to £25,000 |
Nil |
Optional extensions
Winter sports
Scuba
Golf
Adventure activities
Business travel |
|
|
| Premiums including Insurance Premium Tax |
| Period |
Per adult |
Per child (under 18) |
Per family |
| Up to 5 days |
£16.00 |
£10.00 |
£35.00 |
| Up to 10 days |
£18.00 |
£11.00 |
£38.00 |
| Up to 17 days |
£22.75 |
£13.00 |
£45.00 |
| Up to 24 days |
£25.50 |
£16.00 |
£50.00 |
| Up to 31 days |
£28.25 |
£18.00 |
£55.00 |
| Additional week |
£7.25 |
£4.00 |
£14.00 |
- Person aged 66 to 70 years on departure - 2 times the adult premium
- Person aged 71 to 75 years on departure - 3 times the adult premium
- Family Rate: This applies to single or two parents travelling together with their child/children (under 18 years and up to a maximum of four) for whom they are the legal guardians, who all reside together.
- Infants Free: Infants under the age of two years can be included, free of charge, if travelling with the adult insured under this scheme and as long as their name is included on our holiday confirmation invoice
Annual multi trip insurance
If you are frequent traveller who travels more than two or three times each year, our annual multi trip policy is excellent value for money. Our policy offers great flexibility and a number of important advantages.
| Premiums including Insurance Premium Tax |
| Policy |
Europe |
Worldwide exc. North America |
Worldwide |
| Adult |
£50.00 |
£60.00 |
£70.00 |
| Couple |
£90.00 |
£110.00 |
£130.00 |
| Family |
£99.00 |
£115.00 |
£135.00 |
- Available for persons aged up to 65
|
|
- Covers journeys up to 31 days
|
|
- Cover for adult members of the family to travel independently
|
- Adventure activities and sports cover
|
Important declaration
An insurance policy can only provide cover in respect of an accident, illness, injury, loss, damage or an event/occurrence which is sudden, unforeseen and beyond your reasonable control. You must tell us about all material facts. A material fact is one that is likely to affect our decision in accepting or continuing your insurance. Therefore any facts known to you, which could possibly result in you having to make a claim, must be disclosed to us, otherwise you may not be covered. For example, these could be your employment circumstances, medical history or those of a travelling companion, immediate relative, business associate or other person that may influence you to cancel or curtail your journey.
In addition, you must be able to make the following declaration for yourself and anyone travelling with you.
As far as I know neither I, nor my travelling companion(s), nor immediate family, nor business associate(s), nor anyone I am visiting, nor anyone else for whom I would expect to be covered:
- are waiting for or has the knowledge of the need for an operation, hospital consultation or any other hospital treatment or investigations including the results of a routine test;
- have been seen by a specialist or been admitted to a hospital overnight in the last 12 months (other than for regular check ups);
- have received treatment, or are waiting to receive treatment, including regular medication, within the last 5 years;
- have any pre-existing and on-going medical condition that could reasonably be anticipated to give rise to a complication needing medical intervention prior to or during a journey (if in doubt check with your general practitioner);
- have been diagnosed by a registered general practitioner as having a terminal condition;
- know of any circumstances that could be reasonably expected to give rise to a claim under this policy.
If you cannot make this declaration when you take out the insurance, you must contact Healthcheck on 0845 408 0585.
A policy document that fully defines the cover, conditions and exclusions will be sent to you with your booking confirmation. When you receive your policy, please take the time to read it carefully to ensure you understand what is and what is not covered, and that all activities that you may wish to participate in are included. If it does not meet your requirements, please return the policy, proof of premium and any other relevant documents to us within 14 days of receipt and we will refund the premium in full, provided you have not travelled or made a claim.
Failure to comply with the terms & conditions of the policy may result in cover being restricted.
